Founded with a Purpose.
Payday loans and cash advances can be used to get quick cash when consumers are facing a financial emergency or need to cover unexpected costs. The two types of loans may both be suitable for meeting emergency expenses. Payday loans are intended to be repaid within two weeks of taking the loan, or upon receiving the borrower's next paycheck. Cash advance payday loans are legal in California, but lenders and borrowers are subject to stringent government rules.
The concept of payday loans is very old and people are using them for a long time. The reason behind it is that they are easy and affordable. They are the best solution for emergency situations. However, if you are looking for the best payday loans then there are many things that you need to know.
Easy Approval – It is the first thing that you need to know about payday loans. If you are looking for a short term loan, then you need to choose the right lender. If you want to get quick cash then you can get an instant approval from the lender.
Low Interest Rate – This is another important thing that you need to consider when you are applying for the payday loan. You should choose the lender who offers the low interest rate. It will be beneficial for you as you will not have to pay high interest rates for a longer period.
Flexible repayment – The next thing that you need to know about payday loans is that it is flexible. You can make the payment in any way that you want. You can make it online or you can even make it offline. You can make it by using your debit card or you can use the ATM card.
No Late Payment Penalty – The last thing that you need to know about the payday loans is that there is no late payment penalty. It means that if you are not able to make the payment on time, then there will be no penalties. You will not be charged with any additional charges.
Easy Application Process – The last and the most important thing that you need to know about payday loans is that it has a simple application process. You don’t need to fill a long form. You just need to fill a few details and you will get the loan within a few minutes.
Disclaimer
Paydayloansinc.com (the “Website”) does not act as a lender or lending partner, and does not make any kind of credit decisions. It is merely designed to connect you with lenders and marketers. The Website does not charge any fees, and it does not obligate users to contact any lenders or third parties nor to accept a loan product or service offered by any lenders. The information concerning short-term loan products and the industry is presented on this website solely for informational purposes. The Website does not endorse any lender nor is it responsible for the actions or inactions of any lender. We do not collect, store or have access to the information regarding the fees and charges associated with contacting lenders and/or applying for a loan. Providing your information does not guarantee your approval for a loan.
When you submit a loan request form, you agree, understand, and authorize that: (a) your information will be shared with third-party lenders in our network; (b) these lenders will obtain consumer reports and other related information about you from one or more consumer reporting agencies such as TransUnion, Experian, and Equifax, in order to evaluate your creditworthiness. Don’t be fooled by the term ‘No Credit Check Loan’. Loan approval is contingent upon meeting the lender’s credit criteria. Loan amounts, terms, and interest rates may vary by consumer. Loan proceeds are intended for personal, family, and household purposes. State-specific minimum loan amounts may apply.
Consumers may need to demonstrate their ability to repay the loan. Once the loan request form has been completed, a conditional approval may be granted pending additional documentation. Generally, funding time begins after final approval after receiving and reviewing all required documentation and signing. Lenders advise and encourage consumers to pay early to avoid additional finance charges. If you have any questions about your loan, please contact your lender directly. Short-term loans, installment loans, and payday loans should be used with caution.
Submit Your Application Below
Whether you need help with an unexpected emergency or are short on cash between paychecks, you can apply for a payday loan in California with Pay Day Loans INC online. We can get you the money you need within minutes of approval!
Apply online or stop by any of our convenient Southern California locations and fill out our quick and easy application. Either way, we’ll treat your payday loan request with urgency and fund your loan as quickly as possible. Our friendly and knowledgeable team is available to answer your questions.
Here's How Your Payday Loan Works
Once we receive your application, we’ll review it immediately and determine your eligibility for a loan. In most cases, you can get a payday loan online in as little as 15 minutes.
Upon approval, you can receive your cash at any of our store locations, or you can elect to have the money instantly deposited into your checking account with a participating bank. If your bank doesn’t accept instant transfers, you will receive your cash the next business day.
One reason we’re able to qualify borrowers quickly is because our criteria doesn’t depend on your credit score. At Pay Day Loans INC, we believe you are more important than your credit score.
Here’s what you need to qualify:
- A valid, open, and active checking account
- A steady source of income
- A government-issued photo ID
- An active phone number
- A valid email address
How Much Money Can Your Receive?
Like most loans, payday loans fall under state regulations. These state protections assign a loan limit of $300. As a state-licensed lender, we abide by these regulations with your best interests in mind.